In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA.

May 31, 2023 · USDA loans have some special requirements for home buyers. Learn about income limits, eligible locations, and other USDA loan requirements.

Oct 28, 2025 · This guide covers the exact USDA loan requirements borrowers and properties must meet, how lenders evaluate your application, and how to confirm eligibility before you fall …

5 days ago · USDA Loan Eligibility 2026: Complete guide to 0% down payment rural home loans. Income limits, property requirements, credit score 640+, and approval process. Buy with $0 …

Jul 1, 2025 · To be eligible for a USDA loan, you must: The easiest way to find out if a home is in a USDA-eligible area is to check the USDA website. Homes purchased with USDA loans must …

Oct 30, 2024 · USDA loan requirements apply to both borrowers and the properties they’re purchasing. Buyers must meet occupancy restrictions, household income limits, and typical …

USDA provides homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The programs also make funding …

Dec 16, 2025 · USDA loans come with affordable interest rates, no down payment and no mortgage insurance. While you’re required to buy a home in an eligible rural area and meet …

USDA loans enable low- and moderate-income borrowers to purchase a home in designated rural areas – no down payment required. There are two types of USDA loans: direct loans and …

Jul 16, 2025 · To borrow with a USDA home loan, the property must be in a designated rural area. "A common misconception about USDA loans is that they can only be used to purchase …