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APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.

CDs are a low-risk investment option that allows your money to grow at a fixed interest rate over a specific period. If you’re considering opening a certificate of deposit (CD) or already have one, ...

It can take a long time to save up just a few thousand dollars. But if you've worked hard enough and budgeted accurately enough to build up your savings account to $25,000 in today's economy, then you ...